![]() Simply enter a balance amount, a payment amount, and the offer terms for each card, then click the "Calculate" button. ![]() Points are earned on eligible Net Purchases.This calculator will help you to compare the long-term costs of credit cards that have varying interest rates, annual fees, introductory rates and compounding intervals, so that you can find the best credit cards. Bank Altitude Go Visa Signature Card and eligible Net Purchases totaling $1,000 or more are made to your Account within 90 days after Account opening. One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. This offer may not be combined with any other bonus offer. Bank Shopper Cash Rewards Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. Use of the Card is subject to terms and conditions of the U.S. Bank Shopper Cash Rewards Visa Signature account. The bonus is not available to Cardmembers who currently have, or had, a U.S. Please allow 6-8 weeks for your bonus cash rewards to be credited to your Account. ![]() Mint, or (iii) buy cash convertible items upon approval, see your Cardmember Agreement for details. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks Balance Transfers Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets) interest charges and fees credit insurance premiums and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Net Purchases are purchases minus credits and returns. ![]() Cash Rewards are earned on eligible Net Purchases. Bank Shopper Cash Rewards Visa Signature Card within 120 days after Account opening. In order to be eligible for the one-time $250 bonus, you will need to spend a minimum of $2,000 in Net Purchases on your new U.S. Refer to the Rewards Center for full details. Please allow 1-2 statement billing cycles for your bonus Cash Rewards to appear on your credit card statement. In addition to earning 1.5% Cash Rewards for every $1 in eligible Net Purchases, Shopper Cash Rewards Cardmembers will earn an additional 4% Cash Rewards for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations in the Rewards Center using your Shopper Cash Rewards card. Bank reserves the right to change Retailers and Purchase Categories. Purchases not eligible for additional Cash Rewards earning will earn 1.5% Cash Rewards. Merchant subsidiary purchases and third-party delivery services are not eligible for additional Cash Rewards earning and will earn 1.5% Cash Rewards. Bank cannot control how merchants choose to classify transactions, we cannot guarantee a transaction will qualify for 3% and 6% Cash Rewards. Bank makes every effort to include all relevant merchant category codes in its listed Retailer and Purchase Categories. Merchants that accept Visa credit cards are assigned a merchant code, determined by the merchant or its processor. Transactions qualify for 6% or 3% Cash Rewards based on how merchants classify the transaction. During any calendar quarter in which you spend more than $1,500 in your one 3% category, you will earn 1.5% Cash Rewards for any additional spend in that category during that quarter. During any calendar quarter in which you spend more than $1,500 combined at your two 6% retailers, you will earn 1.5% Cash Rewards for any additional spend at those retailers during that quarter. There are no limits on your 1.5% Cash Rewards earnings. You will earn 3% Cash back on your first $1,500 in net purchases in your chosen 3% category. You will earn 6% Cash back on your first $1,500 in combined net purchases at your two chosen 6% retailers. Allow up to 3 business days for registration to take effect before you will be eligible to earn 3% Cash Rewards and 6% Cash Rewards. You must enroll each quarter into two retailers and one purchase category of your choice, or all net purchases (purchases minus returns or credits) will earn no more than 1.5% Cash back. Business savings and money market accounts.Find a financial advisor or wealth specialist.
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